Looking to Buy a Home in Maryland? Common Closing Costs for Buyers

On November 15, 2011, in Maryland Real Estate, by Katia Georgiev

You’ll likely be responsible for a variety of fees and expenses that you and the seller will have to pay at the time of closing. Your lender must provide a good-faith estimate of all settlement costs. The title company or other entity conducting the closing will tell you the required amount for: Down payment Loan […]

Making an Offer on a Maryland Short Sale? What You Need to Know

On November 7, 2011, in Maryland Real Estate, by Katia Georgiev

Are you looking to buy a new home? Are you thinking that now’s a great time to find bargains? Before you make an offer, it pays to know a little about the seller’s situation. If a home is being sold for below what the current seller owes on the property—and the seller does not have […]

Understanding Capital Gains in Maryland Real Estate

On October 31, 2011, in Maryland Real Estate, by Katia Georgiev

When you sell a stock, you owe taxes on your gain — the difference between what you paid for the stock and what you sold it for. The same holds true when selling a home (or a second home), but there are some special considerations. How to Calculate Gain In real estate, capital gains are […]

5 Things to Know About Homeowner’s Insurance

On October 1, 2011, in Maryland Real Estate, by Katia Georgiev

Know about exclusions to coverage. For example, most insurance policies do not cover flood or earthquake damage as a standard item. These types of coverage must be bought separately. Know about dollar limitations on claims. Even if you are covered for a risk, there may be a limit on how much the insurer will pay. […]

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By Katia Georgiev WhiteHousePro by PageLines

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